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- Credit Card Balance Transfer
Limited Time 0% APR Credit Card Balance Transfer
Simplify and save when you consolidate your credit cards to one low rate. Between January 1 and March 31, 2023, consolidate your higher rate credit card balances to a Marine FCU Visa© Credit Card at 0% APR for 12 months with a 3% transfer fee.
Ready To Get Started?
Great! Choose from the options below:
Current Members
Click here to apply!
Not A Member Yet?
If you're not a member with Marine Federal, start here to gain access to this great offer.
*After 12 months the rate will increase to the cash advance rate, which is variable and ranges from 12.49% to 18% APR. There is a 3% balance transfer fee. Rates and terms vary based on creditworthiness. Information accurate as of January 1, 2023. No rewards are earned on balance transfers. Programs, rates, terms, and conditions are subject to change without notice. Membership and credit eligibility required. Click here for full terms and conditions.
Marine FCU is an official licensee of the USMC.
Browse our cards below.
VISA Signature Card |
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At A Glance |
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Fees |
Annual Fee |
APR |
Purchases are at a 16.49% - 18% variable APR.* |
Apply Online |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
VISA Honor Card | |
At A Glance |
Exclusive for active duty, reservists, veterans, retired Military, and dependents. Receive a discounted rate and double points for every dollar you spend at gas stations, grocery stores, and travel. Redeem your points for travel, hotels, gift cards, merchandise, and more ... all with no annual fee. |
Fees |
Annual Fee |
APR |
Purchases are at a 12.49% - 18% variable APR.* |
Apply Online |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
VISA Platinum Rewards | |
At A Glance |
Earn one point for every dollar spent. Redeem your points for travel, hotels, gift cards, merchandise, and more ... all with no annual fee. |
Fees |
Annual Fee |
APR |
Purchases are at a 13.49% - 18% variable APR.* |
Apply Online |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
VISA Platinum Cash-Back |
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At A Glance |
Earn unlimited 1% cash back on all purchases, and there's no minimum to redeem for cash back ... all with no annual fee. |
Fees |
Annual Fee |
APR |
Purchases are at a 13.49% - 18% variable APR.* |
Apply Online |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
VISA Value | |
At A Glance |
No frills, tracking points, or cash back. The VISA Value is simple and secure, comes with a lower rate, and no annual fee. |
Fees |
Annual Fee |
APR |
Purchases are at a 12.49% - 18% variable APR.* |
Apply Online |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
VISA Credit Builder | |
At A Glance |
Build a non-existent credit score, or re-build a low credit score with the VISA Credit Builder Secured card. Choose this card today to start your credit building journey! |
Fees |
Annual Fee |
APR |
Purchases are at a 18% variable APR.* |
Apply Online |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
Most balance transfers will be processed within 20 business days of being received by Credit Union, but in some cases it can take up to 30 days. Remember to stay current on your credit card payments with other creditors until your balance transfer has posted to your Credit Union account. Balance transfer request(s) cannot exceed available credit limit. Balance transfers may not be used to pay other credit cards or loans issued by Credit Union, and balance transfers do not earn rewards. There are additional conditions that may apply.
Terms And Conditions:
The minimum payment requirement can cause promotional balances to be paid in full prior to the end of the promotional period. There is no grace period on your balance transfers. Interest will begin to accrue from the day the transaction posts to your account. If you take advantage of this balance transfer offer, you will be charged interest on purchases. To avoid interest on new purchases after you transfer a balance, you must pay all balances on your account, including any balances you transfer under this offer, in full by the first payment due date.
Generally payments above the Minimum Payment will be applied first to higher interest rate balances and then to lower interest rate balances. Unless the Credit Union takes other action as a result of a default under this Agreement, the Minimum Payment Due will also include any amount that is past due and any amount by which your new balance exceeds your credit limit. Payments and credits will be applied first to pay billed but unpaid finance charges; late charges, and other fees or charges provided for herein; and next to unpaid cash advances; and then to your unpaid purchase balance. You must pay at least the minimum payment each month, but you may pay more than that amount at any time without a penalty. The sooner you pay your new balance, the less you will have to pay in finance charges. The "Payment Due Date" will be shown on your periodic statement.
Refer to your Credit Card Agreement and Disclosures below for further details.
Marine FCU is an official licensee of the USMC.
Disclosures: