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- Home Equity Line of Credit Promotion
Borrow what you need, when you need it.
Home Equity Line Of Credit (HELOC)
When you open a HELOC we'll pay up to $400 towards closing costs when you're approved. A HELOC is similar to a Home Equity Loan since it’s based on the equity you have in your home, except the payments work differently. Instead of getting the money in one big lump sum, and paying fixed monthly payments, you can use the amount as you need it. For example, you were approved for a $10,000 HELOC, but only use $2,000. Your payment is based on the portion you used rather than the whole loan.
- Rates as low as 5.25% APR*
- Up to $400 paid towards closing costs
- No private mortgage insurance
- Access available via plastic card, transfer, or checks
or call 910.577.7333 or 800.225.3967, during business hours.
Perfect for any major expense.
*Rates are accurate as of 8/1/19 and vary based on credit worthiness and underwriting. Programs, rates, terms, and conditions are subject to change without notice. Limited time only. Promotion runs between August 1 and October 31, 2019. Up to $400 will be paid towards closing costs. This product is only available in NC, VA, and SC. A home equity line of credit is secured by a first or second mortgage lien on your primary residence. Your home must be a single family dwelling, mobile homes are acceptable if they are on a permanent foundation, condominiums and duplexes do not qualify. Flood and/or property hazard insurance may be required. Other restrictions may apply. Membership and credit eligibility required.