Refinance your auto loan and enjoy the rewards.
Make your monthly payments a little easier with our competitive rates. If your auto loan is financed with another lender see if we can lower your payment with an auto loan refinance. When you refinance, enjoy no payments for up to two months and three months free of Sirius XM Radio. During January and February we're also offering a bonus reward of up to $300 in cash back for qualified buyers*. There isn't a better time to refinance. Save money and enjoy the rewards!
Ready to get started? Choose an option below to easily refinance your loan.
910.577.7333 or 800.225.3967, Monday - Saturday 8:00 a.m. - 6:00 p.m. ET.
Auto loans at a glance
|Auto Loan APR||
Starting at 3.60% APR*
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Saturday, 8 a.m. - 6 p.m., ET.
|Monthly Payment Estimator||
*Must meet a specific credit criteria to receive cash back. Certain vehicles with factory-installed satellite radios may not qualify for SiriusXM satellite radio service subscriptions as part of the Credit Union Program, including vehicles with active SiriusXM satellite radio service subscriptions, vehicles which have received the SiriusXM satellite radio service (on a trial or paid subscription basis) in the prior 12 months, and/or other vehicles as reasonably determined by SiriusXM in its sole discretion. SiriusXM may at its discretion provide subscriptions to the SiriusXM streaming service or other qualified services to owners of vehicles that do not qualify for satellite radio service subscriptions and/or to owners that do qualify.
In addition to a great loan, we offer multiple perks.
No Payment For Up To 60 days!
When you refinance with us, you tell us when you would like to make your loan payment. We can schedule it to line up with your next paycheck and defer your first payment up to 60 days if you choose. Once you decide on when your payment will be, you can easily set-up recurring payments in Online Banking (MFCU@Home), or make a simple transfer in our mobile app.
Vehicles today are growing extremely complex. They contain high-tech sensors, electronics, and computers that frequently suffer unexpected failure and need to be replaced. One-in-three vehicles experience a mechanical breakdown in a given year ranging from $500 - $5,000. With our Extended Warranty, you'll be safeguarded from unexpected repair costs that can be up in the thousands of dollars should your vehicle experience a failure after the manufacturer's warranty expires.
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We understand unexpected things happen, and you don't always have the funds available to pay for emergencies when they come up. We offer a skip-a-payment option that you can take advantage of as long as your loans and accounts are in good standing. This way when those emergencies happen, you can get a break from at least one of your monthly bills. This feature is available both in Online Banking (MFCU@Home) and our mobile app.
Guaranteed Asset Protection (GAP)
If your vehicle is totaled in an accident, GAP pays the difference between the balance owed on your loan and the amount the insurance company pays. Marine FCU has enhanced GAP coverage to include Auto Deductible Reimbursement. Auto Deductible Reimbursement is just what it sounds like ... it reimburses your insurance deductible up to $1,000 per year! GAP can be purchased at a low, one-time cost that can be added into your vehicle loan.
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