Get A Vacation When You Finance A Qualifying* Auto Loan.
Picture yourself on a vacation of a lifetime. If you're looking into financing or refinancing an auto loan, you can make your dream vacation a reality! Take advantage of this offer June 1 through June 30, 2019, then take up to 12 months to schedule your vacation.
How Do I Know If My Auto Loan Qualifies For This Promotion?
Easily apply for a refinance in only 15 minutes.
- Must be a new Marine Federal auto loan (purchase of a new or used vehicle, or refinance your existing auto loan from another lender)
- Must be a minimum loan amount of $10,000
- Must be a direct loan; dealership loans are not eligible for the promotion
Apply online, at any branch location or by calling 910.577.7333, or 800.225.3967.
Start Now Use Promo Code: VACATION
What Type Of Vacation Am I Getting?
You have a choice of 4 different types of vacation offers:
- Resort Getaway
This getaway includes 8 days and 7 nights of condominium accommodations, up to four people, of your choice in over 85 North American and international locations. International locations include: Mexico, Bahamas, Caribbean, Canada, Italy, Germany, Spain, Ireland, or Greece.
Learn more about the Resort Getaway.
- Ultimate Cruise
Choose from a 3 to 7 night cruise for two people. All meals and entertainment are included during your cruise. You'll be cruising on a major cruise line such as Carnival, Royal Caribbean or MSC to ports and destinations such as the Bahamas, Caribbean, Baja Mexico and the Mexican Riviera.
Learn more about the Ultimate Cruise.
- All-Inclusive Escape
Your all-inclusive vacation includes 4 days/3 nights accommodations for two people at an all-inclusive resort. Properties offered are similar to Viva Wyndham Resorts. Destinations: Mexico: Cancun, Playa Del Carmen, Cozumel, Puerto Vallarta. Dominican Republic: Puerto Plata, Punta Cana, La Romani.
Learn more about the All-Inclusive Escape.
- Fly Away Vacation
Round-trip airfare and a 3 day/2 night hotel stay for two adults, departing from selected major international airports in the United States. Departure airports include: Atlanta, GA; Baltimore/DC Area; Boston, MA; Charlotte, NC; Chicago, IL; Dallas/Ft. Worth, TX; Denver, CO; Detroit, MI; Houston, TX; Las Vegas, NV; Los Angeles, CA; Miami, FL; Minneapolis/St. Paul, MN; New York, NY; Orlando, FL; Philadelphia, PA; Phoenix, AZ; Pittsburgh, PA; Portland, OR; Salt Lake City, UT; San Francisco, CA; Seattle, WA and St. Louis, MO. Destinations: Ft. Lauderdale, FL; Orlando, FL; Miami, FL; Baltimore/DC Area; Las Vegas, Nevada; Los Angeles, CA; San Diego, CA.
Learn more about the Fly Away Vacation.
Is This Vacation Completely Free?
Your vacation is paid for, however it isn't completely free. You will still need to pay for the fees and taxes, which may include the following: shipping and handling, resort fees, activation fees, gratuity, and port charges. Estimated taxes and fees follows: Resort Getaway - $407 for four people, Ultimate Cruise - Starting at $541 for two people, All-Inclusive Escape - $538 for two people, and Fly Away Vacation - $478 for two people.
*How It Works: At loan closing (when the loan is funded), members who meet the qualifying loan criteria above will receive a vacation certificate per qualifying auto loan. Travel must be booked within 12 months. No cash value. The certificate cannot be redeemed for cash. Only one certificate per loan. Certificate recipient is responsible for: 1) Registering the certificate within 30 days of the Issue Date; 2) a non-refundable activation fee 3) port charges, taxes, customs, and fulfillment fees; 4) transportation to and from the port (if cruise); 5) any applicable identification requirements; 6) any applicable incidental/gratuity charges and/or fees; and 7) any change fees or additional charges charged by the cruise line. See vacation certificate for full details. Available only to members in good standing who qualify for and obtain a loan as listed above. Rates and terms vary based on individual creditworthiness and underwriting standards. The maximum APR that can apply to any loan is 18%. Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Members are responsible for all federal, state, local, or other assessments that may be associated with or imposed upon the recipients of the vacation certificate. Void in any state where prohibited.
Thinking about refinancing? Use the quick calculator below for a payment estimate.
*This tool is for illustrative purposes and is provided solely as a convenience for you to estimate payments based on your assumptions for term, credit score, and loan amount. Your actual payments may differ from the payments provided by this calculator as a result of using different loan amounts, vehicle value, terms, and rates based on our pricing and underwriting policies and procedures. Actual terms will be provided after you complete the application process. We are not responsible for the accuracy, completeness, or usefulness of the information provided by this calculator, and we have no obligation to match your terms to the terms provided by this calculator. Membership and credit eligibility are required.
Like what you see? Choose an option below to easily refinance your loan.
910.577.7333 or 800.225.3967, Monday - Saturday 8:00 a.m. - 6:00 p.m. ET.
No Payment For Up To 60 days!
When you refinance with us, you tell us when you would like to make your loan payment. We can schedule it to line up with your next paycheck and defer your first payment up to 60 days if you choose. Once you decide on when your payment will be, you can easily set-up recurring payments in Online Banking (MFCU@Home), or make a simple transfer in our mobile app.
Vehicles today are growing extremely complex. They contain high-tech sensors, electronics, and computers that frequently suffer unexpected failure and need to be replaced. One-in-three vehicles experience a mechanical breakdown in a given year ranging from $500 - $5,000. With our Extended Warranty, you'll be safeguarded from unexpected repair costs that can be up in the thousands of dollars should your vehicle experience a failure after the manufacturer's warranty expires.
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We understand unexpected things happen, and you don't always have the funds available to pay for emergencies when they come up. We offer a skip-a-payment option that you can take advantage of as long as your loans and accounts are in good standing. This way when those emergencies happen, you can get a break from at least one of your monthly bills. This feature is available both in Online Banking (MFCU@Home) and our mobile app.
Guaranteed Asset Protection (GAP)
If your vehicle is totaled in an accident, GAP pays the difference between the balance owed on your loan and the amount the insurance company pays. Marine FCU has enhanced GAP coverage to include Auto Deductible Reimbursement. Auto Deductible Reimbursement is just what it sounds like ... it reimburses your insurance deductible up to $1,000 per year! GAP can be purchased at a low, one-time cost that can be added into your vehicle loan.
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