- Accounts
- Business Solutions
Let's Get Down to Business!
Open an Account
Whether you're looking for a checking or a savings account, we've got you covered.
Apply For A Business Loan
From a Line of Credit to Secured Term Loans for equipment, we're here to help your business at any stage of its life.
Business Credit Card
Earn a point on every dollar spent and triple points at gas stations and wholesale merchants!
Additional Services
From payroll to insurance to web design and more. Check out our additional services!
We welcome any size business to join Marine FCU. Your membership gives you access to a variety of products, services, and loan options that will help your business succeed.
Does My Business Qualify?
If your business belongs in one of the classifications below and resides in North Carolina, South Carolina, or Virginia, you're welcome to open an account with us.
- Sole Proprietorship
- Corporations
- LLC/LLP
- Partnerships
Unique Benefits:
- Night Depository Options
- Merchant Services - 24 hour technical support assistance, equipment purchase programs, and friendly, local representatives nationwide.
- Payroll Distribution Methods - direct deposit, pay cards, and pay checks. Ancillary services include tax filing, vacation/sick pay tracking, and workers compensation.
- Check Management Program - scan and deposit checks at your convenience, initiate check recovery activities, and collect bad check funds efficiently.
- Coin Order Change Program
- Order Checks Online
How Do I Open an Account?
- Your business or organization must apply to become a Business Affiliate prior to opening your account. Becoming a Business Affiliate opens up membership eligibility for your employees or group, and their families.
- Gather these documents and bring them with you when you open your account. Apply at any branch location.
Our business loan could be just what your business or organization needs. We offer long or short-term financing at fixed or variable rates. Our business loans are great for helping your business or organization in any stage of its life, whether just starting up or expanding.
Line of Credit
A line of credit is a true asset to help you meet the short-term working capital needs and is amazingly versatile. It can help with covering cash flow shortages, purchasing increased seasonal inventory, marketing, or unforeseen expenses. You can borrow money up to your credit limit, in increments that work best for you and your business or organization.
Real Estate Loans
Our real estate loans are perfect for small business owners and real estate investors. We offer real estate loans at competitive rates for owner-occupied property, construction loans for business expansion, or investment opportunities. We have the experience and the resources to help with affordable financing options. Decisions are made locally by people who know you and your business/organization.
Secured Term Loans
We offer a variety of Secured Term Loans with fixed monthly payments.
- Equipment: Designed for purchasing equipment
- Share Secured: Pledge funds, dollar for dollar, from a share savings in the amount of the loan*
- Certificate Secured: Pledge funds, dollar for dollar, from a non-IRA share certificate*
- Vehicle Secured: Designed to assist in purchasing a vehicle, which is secured and titled in the business or organization’s name
Ready To Apply for a Loan or Credit Card?
Follow these steps:
- Become a Member
- Complete either the Business Loan Application or the Visa Business Credit Card Application for Owner/Guarantor
- Complete one version of: Personal Financial Statement - Fillable or Personal Financial Statement - Print Only
- If applicable, please complete the Business Debt Schedule form.
- Upload Required Documents Here
VISA Business | |
At a Glance |
Earn one point for every dollar spent. Earn triple points on gas and at wholesale merchants (Sam's Club, Costco, etc.) Redeem your points for travel, hotels, gift cards, merchandise, and more. |
Fees |
Annual Fee |
APR |
Variable |
Apply Online |
Follow the steps above to get started! |