Military homebuyers have access to one of the most beneficial loan programs created. VA Mortgage Loans are available to eligible veterans, reservists, active duty or family members. These service members can purchase a home with the loan amount up to $453,100 without putting any money down.

Additional benefits of this type of mortgage are no PMI and no down payment! We will also pay a lender's credit towards your closing costs. 

This type of mortgage comes with 100% Conventional portfolio financing with no mortgage insurance with a maximum term of 20 year.

This type of mortgage comes with a low down-payment and no PMI. There is also added flexibility with specifying the length of time you finance.

Make your dreams of owning your first home with this 30 year, fixed-rate mortgage. This mortgage requires only a 3% downpayment.

This home loan has a low competitive fixed-rate with a 10% downpayment. There is no private mortgage insurance required on downpayments of 20% or more.

Need a jumbo loan for your jumbo dream house? You're in the right place. We offer Jumbo and Super Jumbo Mortgage loans with a loan amount up to $1,500,000. We have the financing covered with low down payment options and low fixed rates so you are free to focus on your new home.

Do you plan to build a home in the future? We can help with that. Our Construction-To-Permanent loan is the perfect option for financing every step of your construction process and your mortgage. We finance loan amounts up to $1,500,000 and also give you the ability to use the equity in the land you already own in place of a cash down payment!

We've combined a first and a second mortgage that closes at the same time to save you money! This type of loan allows you to avoid private mortgage insurance (PMI), has a low down payment, and a fixed rate.

So what do the numbers (80/15/5) mean? Say you want to finance a $200,000 mortgage. That would get broken up into two mortgages that we combine into one: 80% ($160,000), 15% ($30,000), with a 5 % ($10,000) down payment. 

Looking to invest or develop residential property? Check out our 15 year Residential Investment Loan Program.

Are you interested in buying land only? We have a loan for that! And it comes with low rates and fixed payments. Membership and credit eligibility required. Rate may vary depending on each individual's credit history and underwriting factors. Program rates, terms and conditions are subject to change without notice.