Military Exclusives
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Routing #: 253174893
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The ultimate in mortgage loan programs.
Mortgage Loan Programs
Discover which mortgage loan option will save you the most money.
Get Paid When You Buy/Sell
Buying and/or selling your home has never been so rewarding.
Foreclosed Properties
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Apply For A Mortgage
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| Veterans Affairs (VA) | Member's Choice | 20 Year Or Less | Combo (80/15/5) | Jumbo | Construction-To-Permanent Loan | 15 year Residential Investment Loan Program | Land Loan | |
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| No Down Payment |  |
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| Low Down Payment | |
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| No Private Mortgage Insurance (PMI) | |
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(with a 10% down payment) |
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| Lender Credit Towards Closing Costs | |
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| Get Paid Cash With The On-The-Move Relocation Program | |
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| Low Competitive Fixed Rates | |
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| Up To 30 Year Term | |
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| 100% Financing | |
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Military homebuyers have access to one of the most beneficial loan programs created. VA Mortgage Loans are available to eligible veterans, reservists, active duty or family members. These service members can purchase a home with the loan amount up to $424,100 without putting any money down.
Additional benefits of this type of mortgage are no PMI and no down payment! We will also pay a lender's credit towards your closing costs.
Application ProcessThis type of mortgage comes with a low down-payment and no PMI. There is also added flexibility with specifying the length of time you finance.
Jumbo Loan
Need a jumbo loan for your jumbo dream house? You're in the right place. We offer Jumbo and Super Jumbo Mortgage loans with a loan amount up to $1,500,000. We have the financing covered with low down payment options and low fixed rates so you are free to focus on your new home.
Member's Choice Mortgage
This type of mortgage comes with 100% Conventional portfolio financing with no mortgage insurance with a maximum term of 20 year.
Construction-To-Permanent Loan
Do you plan to build a home in the future? We can help with that. Our Construction-To-Permanent loan is the perfect option for financing every step of your construction process and your mortgage. We finance loan amounts up to $1,500,000 and also give you the ability to use the equity in the land you already own in place of a cash down payment!
Combination Mortgage (80/15/5) Loan
We've combined a first and a second mortgage that closes at the same time to save you money! This type of loan allows you to avoid private mortgage insurance (PMI), has a low down payment, and a fixed rate.
So what do the numbers (80/15/5) mean? Say you want to finance a $200,000 mortgage. That would get broken up into two mortgages that we combine into one: 80% ($160,000), 15% ($30,000), with a 5 % ($10,000) down payment.
15 year Residential Investment Loan Program
Looking to invest or develop residential property? Check out our 15 year Residential Investment Loan Program.
Land Loan
Are you interested in buying land only? We have a loan for that! And it comes with low rates and fixed payments. Membership and credit eligibility required. Rate may vary depending on each individual's credit history and underwriting factors. Program rates, terms and conditions are subject to change without notice.
Application Process
We offer a quick and easy application process.
- Apply online
- Call 910.577.7333 or 800.225.3967, extension 5470, weekdays between 9 a.m. and 5 p.m. ET.
Not ready to complete a full application?
That's OK, we're here to answer any questions you have. If you would like to be contacted to discuss our mortgage options or the process, let us know here, and we'll be in touch.
Mortgage lending from people who care.
Find out what a satisfied member has to say about our mortgage process.
Mortgage Resources For Avoiding Foreclosure
- Making Home Affordable (MHA) Homeowners Hope Hotline: 888-995-HOPE (4673) Hearing impaired: 877-304-9709 TTY
- Fannie Mae Loan Lookup
- Home Affordable Refinance Program (HARP)
- Home Affordable Modification Program (HAMP)
- Freddie Mac Loan Lookup
- My Home by Freddie Mac
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