Auto loans with personal service from people who care.Check Rates
Before you start shopping for your next vehicle, get financed with us first to make the car buying process easier and faster.
Are you looking for ways to lower your monthly bills? You may be able to refinance your current auto loan and save.
Don't want to leave the comfort of your couch? No worries, search from multiple local dealerships to find your perfect vehicle.
Get a great deal on our repossessed vehicles for sale.
Make sure you protect your vehicle with these insurance options. From mechanical breakdowns to accidents, we've got you covered.
AutoSMART. The one place for it all.
Visit AutoSMART to search for your next vehicle, build your dream car, research the market, or finance your next auto loan all in one convenient location. Try out the new price analysis tool that was recently added and run a search based on fair, great, or overpriced vehicles.
Mechanical Breakdown Protection (MBP)
Vehicles today are growing extremely complex and contain high-tech sensors, electronics, and computers that frequently suffer unexpected failure and need to be replaced. One-in-three vehicles experience a mechanical breakdown in a given year. Should your vehicle experience a failure after the manufacturer's warranty expires, you will be guarded from the unexpected repair costs that can be in the thousands of dollars, with MBP.
Guaranteed Asset Protection (GAP)
If your vehicle is totaled in an accident, GAP assists in paying the difference between the balance owed on your loan and the amount the insurance company pays. Marine FCU has enhanced GAP coverage to include Auto Deductible Reimbursement. Auto Deductible Reimbursement is just what it sounds like ... it reimburses your insurance deductible up to $500 per year! GAP can be purchased at a low, one-time cost that can be added into your vehicle loan. GAP is subject to exclusions and limitations, including a loan-to-value limitation on GAP which may cap the benefit you receive.
Debt Protection allows you to choose the protection package that's right for you. Multiple protection options are available from involuntary unemployment, family leave, and hospitalization, to the more traditional death and disability protection. Having Debt Protection helps protect your credit rating during uncertain and stressful periods, and gives you peace of mind that some or all your loan payment will be paid should an unforeseen life event occur. Applying for Debt Protection is easy and usually done at the time of the loan application. The fee is included with the monthly loan payment.
Get 3 Months Free Of Sirius XM Radio.
As an added benefit of your membership, we’re offering members who are approved for pre-owned auto loans and refinancing a FREE 3-Month trial subscription of the SiriusXM All Access package on SiriusXM-enabled vehicles. See Details below. That means you can listen in your car, at home and on the go. Sounds pretty good, right?
Here's how it works:
- Secure your pre-owned auto loan by applying online.
- Sign the Opt-in form and agree to share your vehicle and contact information with SiriusXM to determine eligibility.
- If your vehicle is eligible, SiriusXM will begin your trial subscription and be in touch about how to find programming and options to continue your service once your trial ends.
- The All Access Trial includes streaming so you can listen to your favorite channels online or on the app
- No credit card required. That means keeping your amazing all-access subscription is a choice, not a hassle.
Details: If you decide to continue service after your trial, the subscription plan you choose will automatically renew thereafter and you will be charged according to your chosen payment method at then-current rates. Fees and taxes apply. To cancel you must call SiriusXM at 1-866-635-2349. See the SiriusXM Customer Agreement for complete terms at www.siriusxm.com. All fees and programming subject to change.
Certain vehicles with factory-installed satellite radio may not qualify for Sirius XM satellite radio service subscriptions as part of the SiriusXM Credit Union Program, including vehicles with active SiriusXM satellite radio service subscriptions, vehicles which have received the SiriusXM satellite radio service (on a trial or paid subscription basis) in the prior 12 months, and/or other vehicles as reasonably determined by SiriusXM in its sole discretion. SiriusXM may at its discretion provide subscriptions to the SiriusXM streaming service or other qualified services to owners of vehicles that do not qualify for satellite radio service subscriptions and/or to owners that do qualify.
We're Selling Repossessed Vehicles
We are now selling repossessed vehicles and offering them to our members at a great price. View them in person at our Corporate Branch at 4180 Western Boulevard in Jacksonville, NC.
View Vehicles Online
Get the details and view images of each vehicle.Autos for Sale
Easily set up Autopay and never worry about missing a payment.
We offer an automatic payment feature to pay your monthly Marine FCU auto loan bill through our mobile app and Online Banking. Easily set it up today:
Logging in from a computer or laptop:
Payment from a Marine FCU account
- Choose Payments/Make A Payment From A Marine FCU Account
- Click the box "Repeat"
Payment from another bank or credit union account
Logging into the mobile app from your phone, tablet, or mobile device:
Payment from a Marine FCU Account
- Choose Transfers/Schedule A Transfer
Payment from another bank or credit union account
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