Military Exclusives
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Routing #: 253174893
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Auto loans with personal service from people who care.
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Apply For A Loan
Before you start shopping for your next vehicle, get financed with us first to make the car buying process easier and faster.
Refinance Your Loan
Are you looking for ways to lower your monthly bills? You may be able to refinance your current auto loan and save.
Search For Vehicles With AutoSMART
Don't want to leave the comfort of your couch? No worries, search from multiple local dealerships to find your perfect vehicle.
Insurance Options
Make sure you protect your vehicle with these insurance options. From mechanical breakdowns to accidents, we've got you covered.
In addition to a great loan, we offer multiple perks.
No Payment For Up To 60 days!
When you refinance with us, you tell us when you would like to make your loan payment. We can schedule it to line up with your next paycheck and defer your first payment up to 60 days if you choose. Once you decide on when your payment will be, you can easily set-up recurring payments in Online Banking (MFCU@Home), or make a simple transfer in our mobile app.
Extended Warranty
Vehicles today are growing extremely complex. They contain high-tech sensors, electronics, and computers that frequently suffer unexpected failure and need to be replaced. One-in-three vehicles experience a mechanical breakdown in a given year ranging from $500 - $5,000. With our Extended Warranty, you'll be safeguarded from unexpected repair costs that can be up in the thousands of dollars should your vehicle experience a failure after the manufacturer's warranty expires.
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Skip-A-Payment Options
We understand unexpected things happen, and you don't always have the funds available to pay for emergencies when they come up. We offer a skip-a-payment option that you can take advantage of as long as your loans and accounts are in good standing. This way when those emergencies happen, you can get a break from at least one of your monthly bills. This feature is available both in Online Banking (MFCU@Home) and our mobile app.
Get 3 Months Free Of Sirius XM Radio.
As an added benefit of your membership, we’re offering members who are approved for pre-owned auto loans and refinancing a FREE 3-Month trial subscription of the SiriusXM All Access package on SiriusXM-enabled vehicles. See Details below. That means you can listen in your car, at home and on the go. Sounds pretty good, right?
Here's how it works:
- Secure your pre-owned auto loan by applying online.
- Sign the Opt-in form and agree to share your vehicle and contact information with SiriusXM to determine eligibility.
- If your vehicle is eligible, SiriusXM will begin your trial subscription and be in touch about how to find programming and options to continue your service once your trial ends.
- The All Access Trial includes streaming so you can listen to your favorite channels online or on the app
- No credit card required. That means keeping your amazing all-access subscription is a choice, not a hassle.
Details: If you decide to continue service after your trial, the subscription plan you choose will automatically renew thereafter and you will be charged according to your chosen payment method at then-current rates. Fees and taxes apply. To cancel you must call SiriusXM at 1-866-635-2349. See the SiriusXM Customer Agreement for complete terms at www.siriusxm.com. All fees and programming subject to change.
Certain vehicles with factory-installed satellite radio may not qualify for Sirius XM satellite radio service subscriptions as part of the SiriusXM Credit Union Program, including vehicles with active SiriusXM satellite radio service subscriptions, vehicles which have received the SiriusXM satellite radio service (on a trial or paid subscription basis) in the prior 12 months, and/or other vehicles as reasonably determined by SiriusXM in its sole discretion. SiriusXM may at its discretion provide subscriptions to the SiriusXM streaming service or other qualified services to owners of vehicles that do not qualify for satellite radio service subscriptions and/or to owners that do qualify.
Mechanical Breakdown Protection (MBP)
Vehicles today are growing extremely complex and contain high-tech sensors, electronics, and computers that frequently suffer unexpected failure and need to be replaced. One-in-three vehicles experience a mechanical breakdown in a given year. Should your vehicle experience a failure after the manufacturer's warranty expires, you will be guarded from the unexpected repair costs that can be in the thousands of dollars, with MBP.
Guaranteed Asset Protection (GAP)
If your vehicle is totaled in an accident, GAP assists in paying the difference between the balance owed on your loan and the amount the insurance company pays. Marine FCU has enhanced GAP coverage to include Auto Deductible Reimbursement. Auto Deductible Reimbursement is just what it sounds like ... it reimburses your insurance deductible up to $500 per year! GAP can be purchased at a low, one-time cost that can be added into your vehicle loan. GAP is subject to exclusions and limitations, including a loan-to-value limitation on GAP which may cap the benefit you receive.
Depreciation Protection Waiver (DPW)
If your vehicle is ever totaled or stolen and not recovered, our Depreciation Protection Waiver has got your back. With DPW, you'll receive an amount equal to the MSRP or retail value at the time of enrollment, minus the amount of the loan balance at the time of the total loss (not to exceed $10,000 or your outstanding loan balance). DPW also cancels up to $1,000 of loan balance in the event of accidental death. Only private passenger vehicles including four-wheeled autos, vans, pickups, or light duty trucks are eligible.
Debt Protection
Debt Protection allows you to choose the protection package that's right for you. Multiple protection options are available from involuntary unemployment, family leave, and hospitalization, to the more traditional death and disability protection. Having Debt Protection helps protect your credit rating during uncertain and stressful periods, and gives you peace of mind that some or all your loan payment will be paid should an unforeseen life event occur. Applying for Debt Protection is easy and usually done at the time of the loan application. The fee is included with the monthly loan payment.
Easily set up Autopay and never worry about missing a payment.
How would you like to make your loan payment?
Transfer money from my Marine Federal account
Log in or Register for Online Banking/Marine FCU App
Transfer money from another bank
Pay with a debit card (a $4.95 fee will apply)
Have a reccuring payment that you would like to edit? Click here.
See if we can lower your monthly auto loan payment.
If your auto loan is financed with another bank or credit union, see how we measure up by using our calculator below. You'll get an instant estimate for your monthly auto loan payment*. We offer competitive rates along with multiple perks including an Extended Warranty, Guaranteed Asset Protection (GAP), and periodic Skip-A-Payment options. And, when you refinance you'll have no payments for up to 60 days!
*This tool is for illustrative purposes and is provided solely as a convenience for you to estimate payments based on your assumptions for term, credit score, and loan amount. Your actual payments may differ from the payments provided by this calculator as a result of using different loan amounts, vehicle value, terms, and rates based on our pricing and underwriting policies and procedures. Actual terms will be provided after you complete the application process. We are not responsible for the accuracy, completeness, or usefulness of the information provided by this calculator, and we have no obligation to match your terms to the terms provided by this calculator. Membership and credit eligibility are required.
Disclosures
Note: Disclosures are displayed in Adobe Acrobat Reader. If you do not currently have this application installed, you can download a copy for free by going to Adobe's website
Equal Housing Opportunity Insured by NCUA 