- Home Equity
Use the equity in your home for a loan.
Home Equity Loan
Do you need extra cash for an emergency, vacation, or home repair? A Home Equity Loan is a great option to get a lump sum of money at one time to use as you wish. The loan is based off of the difference between how much your home is worth and how much you owe, which is the equity.
Also, a big plus from this type of loan is it may be tax deductible, consult your tax advisor for more information.Apply Now or call 910.577.7333 or 800.225.3967, extension 5627, weekdays between 9 a.m. and 5 p.m. ET.
Home Equity Line Of Credit (HELOC)
A HELOC is similar to a Home Equity Loan since it is based on the equity you have in our home, but the payments work differently. Instead of getting the money in one big lump sum, and paying back fixed monthly payments, you can use your HELOC as you need it. For example, you borrow $10,000 for projects on your home and only use $2,000 for new floors. Your payment is based on the portion you used rather than the whole loan.
- Rates as low as 5.75% APR*.
- No private mortgage insurance
- Access available via plastic card, transfer, or checks
Apply Now or call 910.577.7333 or 800.225.3967, during normal business hours.
*Rates accurate as of 7/1/18 . Rates vary based on credit worthiness and underwriting. Programs, rates, terms and conditions are subject to change without notice.