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- Auto Refinance

Driving is only HALF the fun!
Are you ready to lower your monthly payments on your ride? We have a challenge for you! We offer competitive rates and membership perks, including Extended Warranties, Guaranteed Asset Protection (GAP), and periodic Skip-A-Payment options. Even better, when you refinance your auto loan with us, you start with 60 days payment-free!
Challenge yourself - what could your new payment could look like?
The process is quick and easy. Simply click the button below to complete the form online or apply online and we'll handle the rest!
Apply NowCalculate Your Monthly Payment.
*This tool is for illustrative purposes and is provided solely as a convenience for you to estimate payments based on your assumptions for term, credit score, and loan amount. Your actual payments may differ from the payments provided by this calculator as a result of using different loan amounts, vehicle value, terms, and rates based on our pricing and underwriting policies and procedures. Actual terms will be provided after you complete the application process. We are not responsible for the accuracy, completeness, or usefulness of the information provided by this calculator, and we have no obligation to match your terms to the terms provided by this calculator. Membership and credit eligibility are required.
Find the perfect vehicle with AutoSMART.
AutoSMART. The one place for it all.
Visit AutoSMART to search for your next vehicle, build your dream car, research the market, or finance your next auto loan all in one convenient location. Try out the new price analysis tool that was recently added and run a search based on fair, great, or overpriced vehicles.
Ready to apply? We have options!

Visit A Branch
Visit a location near you anytime, or you can schedule an appointment for a financial checkup and review all of your bills to see if we can lower even more payments.
Give Us A Call
910.577.7333 or 800.225.3967, Monday - Saturday 8:00 a.m. - 6:00 p.m. ET.
Disclosures
Membership and credit eligibility required. This email is an advertisement for an auto loan refinance promotion. All credit union promotions are subject to change without notice. Rate may vary based on individual credit worthiness.
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